Choosing the Right RESP (Registered Education Savings Plan)

By 2030, a four year university or college education is estimated to cost over $150,000. Families who neglect to invest in a Canadian RESP run the risk of withdrawing retirement funds or mortgaging their home to pay for the sky-rocketing cost of a university or college education.  A Canadian RESP will empower your children with a university or college education without you or your children ever having to worry about how to pay for it.

CPAC is happy to be co-operating with Heritage Education Funds, who is one of the leading Canadian distributors of fixed-income RESPs with almost 50 years history.  Heritage Education Funds has been helping families save for their children’s post-secondary education since 1965, and on November 30th, we are delighted to have Agency Director Mrs. Martina Wong hold a special seminar for our members to help better understand RESPs.

It is never too early to contribute into an RESP for your child.* Come join this seminar to learn how to maximize your child’s RESP and how to take advantage of up to $10,000 in government subsidies and grants.

*(newborn to age 14)

Find out how CPAC members who set up an RESP with Heritage Education Funds with Martina will enjoy savings of up to $1,000!

Date:  Saturday, November, 30, 2013
Time:  2:00 – 3:00 pm
Place: CPAC Conference Hall
4150 Finch Ave E, Toronto ON M1S 3T9

Presentation in English, with Q&A in English, Mandarin or Cantonese.

Please reserve your seat at either session now by calling the CPAC office at 416-298-7885 or  You also can register on Eventbrite at Members may also book a free 25 minute private consultation** with Mrs. Wong to discuss individual cases.  Light snacks and refreshments will be served.  All seminar attendees will be entered into a draw for a $100 gift card.

**Subject to availability, please inquire when booking

An RESP Professional You Can Trust

Mrs. Wong is an Ontario licensed RESP expert with more than 20 years’ experience. She has been responsible for training over 150 RESP professionals and has served more than 3,000 clients. Thanks to their parents, more than 1,000 of Mrs. Wong’s clients’ children have realized their higher education.